Crafting Next-Gen Fintech
Platforms with Precision
Engineering

Reimagine financial technology with seamless integrations, real-time intelligence, and
scalable platforms – built by experts who understand both complex systems and evolving
market needs. At 10decoders, we help fintech companies develop secure, agile, and
innovation-driven software that drives growth, compliance, and customer trust.
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Comprehensive Fintech
Software Services

We support fintech startups, digital lenders, payment platforms, and financial institutions with robust, API-first solutions that accelerate product delivery, ensure interoperability, and unlock intelligent decision-making.

Comprehensive Fintech Software Services

Challenges in Fintech Innovation

Turn fragmentation into opportunity. Combat disjointed platforms, regulatory uncertainty, and data silos by engineering fintech solutions built for speed, scale, and trust.

  • Disjointed Legacy Systems

Siloed systems limit agility and slow down digital transformation across critical financial services.

  • Fragmented Financial Data

Lack of real-time data unification impacts decision-making and impedes customer experience.

  • Regulatory & Compliance Pressure

Constantly shifting guidelines from RBI, SEBI, and global standards increase compliance complexity.

  • High Onboarding & Verification Friction

Manual KYC/AML processes create bottlenecks, increase drop-offs, and reduce conversion rates.

  • Scaling Infrastructure Without Downtime

Growing user bases and transaction volumes demand resilient, cloud-native architectures.

  • Security Vulnerabilities in Rapid Development

Fast product rollouts often lack secure-by-design practices, exposing systems to financial threats.

Benefits of Intelligent Fintech Engineering

Fuel fintech innovation with platforms engineered for resilience and results. From backend efficiency to front-end agility, we help you grow with confidence and clarity.

Seamless Core & Stack Integrations

Connect banking, payments, and lending layers into a unified financial ecosystem.

Smarter User Journeys & Onboarding

Leverage automation and AI to deliver faster, personalized user experiences with minimal friction.

Regulatory-Ready
Architecture

Build platforms with built-in compliance and auditable workflows aligned to RBI, SEBI, and global standards.

Real-Time Financial Intelligence

Enable smarter lending, risk analysis, and performance tracking with integrated data dashboards.

Cloud Scalability with DevSecOps

Adopt containerized, microservices-based architectures to support growth securely and efficiently.

Accelerated Time-
to-Market

Launch faster with reusable fintech components and agile delivery frameworks tailored for innovation.

Connected Digital Infrastructure for Fintech

Build unified, data-rich ecosystems with integration strategies that eliminate silos,
reduce friction, and power real-time financial operations.

Core Banking &
Ledger Integrations

UPI, Wallets, BNPL & Card Gateway APIs

UPI, Wallets, BNPL & Card
Gateway APIs

Lending Stack Integration (Underwriting to Collections)

Lending Stack Integration (Underwriting to Collections)

eKYC, Fraud Detection & Verification Services

eKYC, Fraud Detection & Verification Services

Insurance Claims & Policy Data Exchange

Insurance Claims & Policy Data Exchange

Consent-Based Data Sharing (AA, OCEN)

Consent-Based Data Sharing (AA, OCEN)

Compliant APIs with RBI, SEBI, and Industry Stand

AI, Automation & Advanced Engineering

Infuse intelligence into your fintech workflows through smart automation, predictive analytics,
and seamless user journeys that drive adoption and efficiency.
  • Intelligent Onboarding & Identity Validation
  • Automated Risk & Behavior Scoring
  • Spend & Credit Pattern Prediction
  • Chatbots & Digital Assistants
  • Workflow Engines for Alerts & Regulatory Checks
  • Personalized Borrowing & Investment Experiences

Data Insights & Financial Visualization

Transform raw financial data into actionable intelligence. Our analytics
capabilities empower every stakeholder from CXOs to end-users 
to make data-informed decisions.
  • Real-Time Dashboards for Transactions, Collections, Profitability
  • Predictive Models for Credit Risk & Product Performance
  • Integrated Analytics Across Financial Systems
  • Role-Based Access & Interactive Reports
  • Insights for Strategic Growth & Customer Retention

Cloud-Ready Infrastructure for Fintech Scale

Build cloud-native platforms that scale with market demand. We architect modern
infrastructures for agility, resilience, and regulatory compliance.
  • Fintech Cloud Strategy (AWS, Azure, GCP)
  • Microservices & Container-Based Architecture
  • Streaming Data Pipelines for Transactions & Events
  • Secure DevOps & Governance Frameworks
  • Multi-Tenant SaaS Enablement for Global Rollout

Who We Work With

Digital Payment Companies

Lending Platforms & NBFCs

Digital-First
Insurance Providers

WealthTech &
Investment Apps

Neobanks &
Challenger Banks

RegTech & Compliance
Automation Startups

Who We Work With

Why Choose 10decoders?

Proven experience in lending, payments, and compliance

Accelerated delivery with reusable fintech components

Expertise in scalable, secure, and compliant builds

Agile teams with product-first thinking

Trusted by global fintechs - from MVPs to large-scale rollouts

Let’s Build the Future of Fintech

Fintech success requires more than code — it demands precision, scalability, and deep domain understanding. At 10decoders, we bring smart engineering and strategic insight to deliver meaningful, future-ready platforms.

Watch our Brand video to learn more

Fintech success requires more than code it demands precision, scalability, and deep domain understanding. At 10decoders, we bring smart engineering and strategic insight to deliver meaningful, future-ready platforms.

Partner with us to create fintech solutions that drive impact. Book your consultation today.

Contact

+1 786 756-6276

You can also email us directly at

contact@10decoders.com

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