Crafting Next-Gen Fintech
Platforms with Precision
Engineering

Transform fragmented systems into unified, intelligent fintech
platforms built for agility, compliance, and global scale.

Clients Who Trust Us

Key Facts about 10decoders

120M+

Transactions powered with precision and trust

9K+

Fintech users rely on our platforms daily

20+

Financial products built and scaled with us.

$8B+

 In digital payments secured end-to-end

Launch Fintech That Moves Fast and Grows Without Breaking

Rethink financial technology with seamless integrations, real-time intelligence, and scalable platforms built by experts who understand both complex systems and evolving market needs. 10decoders helps fintech companies develop secure, agile, and innovation driven software that drives growth, compliance, and customer trust.

Comprehensive Fintech Software Services

Smarter Solutions Engineered by 10decoders

Build unified, data-rich ecosystems with integration strategies that eliminate silos, reduce friction, and power real-time financial operations.

KYX — Know Your Customer, Partner, or Business

Fast-track onboarding with digital identity verification and automated compliance.

Customer Onboarding

Digitize onboarding for individuals, partners, and businesses.

Digital ID Verification

Biometric checks, document scans, and instant validation.

KYC/KYB Compliance

Automate verification, watchlist screening, and audit trails.

AML — Anti-Money Laundering

Monitor, detect, and block financial crime in real-time.

Transaction Monitoring

Flag suspicious activity with smart anomaly detection.

Sanctions & PEP Screening

Automate checks against global sanctions and PEP lists.

Watchlist Screening

Stay compliant with dynamic watchlist updates.

Lending

Transform lending with automated, flexible workflows.

Loan Origination & Management

Automate applications, scoring, and servicing.

Disbursement & Fulfillment

Securely disburse funds and manage compliance end-to-end.

Forgiveness

Support flexible repayment, forgiveness, and custom terms.

Neo Banking & APIs

Launch digital-first banks with cloud-native APIs and modern banking tools.

Digital Onboarding & Mobile Wallets

Enable instant sign-ups and mobile wallet access.

E-Accounts & Deposits

Offer e-accounts, savings, and deposits natively.

Card Issuance

Launch and manage prepaid or debit cards seamlessly.

Payments & Cards

Power payments, cards, and cross-border remittance effortlessly.

Prepaid Cards

Issue secure cards for diverse customer needs.

Cross-Border Remittance

Enable fast, cost-effective global money transfers.

Open Banking & Payment Reporting

Connect accounts securely with clear payment insights.

Risk & Controls

Risks & Controls

Stay ahead of threats and regulatory changes with proactive risk management.

Fraud Detection & Prevention

Detect and stop fraud in real-time.

AML Monitoring

Monitor and block suspicious money flows continuously.

Regulatory Compliance Management

Automate reporting and policy adherence confidently.

KYX — Know Your Customer, Partner, or Business

Modernize onboarding with intelligent identity and compliance automation.

Digital Onboarding

 Streamline onboarding for customers, partners, and businesses using paperless, cloud-native workflows.

Smart ID Verification

Leverage biometrics, document scanning, and AI-driven checks for real-time validation at scale.

Automated KYC/KYB Compliance

Integrate watchlist screening, risk scoring, and audit trails into agile, enterprise-ready workflows.

AML — Anti-Money Laundering

Transform financial crime detection with AI and real-time intelligence.

Real-Time Transaction Monitoring

Detect and flag suspicious activity using adaptive anomaly detection powered by machine learning.

Sanctions & PEP Screening

 Automate continuous screening against global sanctions and politically exposed persons lists.

Dynamic Watchlist Updates

 Stay compliant with real-time sync of watchlists across jurisdictions.

Lending

Digitally transform lending with scalable, automated infrastructure.

Loan Origination & Management

Modernize application processing, credit scoring, and loan servicing with end-to-end automation.

Disbursement & Compliance

Securely disburse loans with inbuilt compliance and audit mechanisms.

Flexible Forgiveness Options

Support personalized repayment terms and forgiveness models with configurable workflows.

Neo Banking & APIs

Build next-gen digital banks with modular, cloud-native platforms.

Instant Digital Onboarding & Wallets

Enable frictionless customer sign-ups and wallet creation through mobile-first design.

E-Accounts & Deposit Services

 Offer savings, e-accounts, and deposits via API-integrated platforms.

Card Issuance & Management

Launch, manage, and scale card programs with end-to-end digital infrastructure.

Payments & Cards

Modernize payment systems with global reach and real-time processing.

Prepaid & Digital Cards

 Issue secure, customizable cards with embedded compliance and lifecycle management.

Cross-Border Remittance

Deliver fast, cost-efficient money movement with transparent tracking and settlement.

Open Banking & Reporting APIs

 Integrate securely with third-party platforms while offering real-time payment analytics and compliance-ready reports.

Risk & Controls

Risks & Controls

Enhance enterprise resilience with intelligent risk and compliance tools.

Fraud Detection & Prevention

Leverage AI and behavior analytics to stop fraud before it happens.

Continuous AML Monitoring

Monitor transactions and entities in real-time with adaptive rule engines.

Regulatory Compliance Management

 Automate policy updates, audit logs, and regulatory reporting across markets.

Challenges in Fintech Innovation

Turn fragmentation into opportunity. Combat disjointed platforms, regulatory uncertainty, and data silos by engineering fintech solutions built for speed, scale, and trust.

Turn fragmentation into opportunity. Combat disjointed platforms, regulatory uncertainty, and data silos by engineering fintech solutions built for speed, scale, and trust.

Disjointed Legacy Systems

Siloed systems limit agility and slow down digital transformation across critical financial services.

Fragmented Financial Data

Lack of real-time data unification impacts decision-making and impedes customer experience.

Regulatory & Compliance Pressure

Constantly shifting guidelines from RBI, SEBI, and global standards increase compliance complexity.

High Onboarding & Verification Friction

Manual KYC/AML processes create bottlenecks, increase drop-offs, and reduce conversion rates.

Scaling Infrastructure Without Downtime

Growing user bases and transaction volumes demand resilient, cloud-native architectures.

Security Vulnerabilities in Rapid Development

Fast product rollouts often lack secure-by-design practices, exposing systems to financial threats.

Benefits of Partnering with 10decoders

Fuel fintech innovation with platforms engineered for resilience and results. From backend efficiency to front-end agility, we help you grow with confidence and clarity.

AI-Driven Efficiency & Engagement

Agile & Scalable Fintech Infrastructure

Launch fast and scale with confidence using reusable components, DevSecOps practices, and microservices-based architectures built for innovation.

End-to-End Fintech Synergy

Break down silos by connecting core financial services into a single, seamless ecosystem.

Interoperability-Driven Care Networks

Intelligent Onboarding & Financial Insights

Accelerate user onboarding with AI-driven personalization and leverage real time dashboards for smarter lending, risk assessment, and performance monitoring.

Accelerated Innovation & Delivery

Compliant
by Design

Build platforms that are audit-ready from the ground up, adhering to RBI, SEBI, and global regulatory standards with secure, traceable workflows.

Engineering Fintech Platforms for
Speed, Scale & Compliance

Case Studies

Engineering Fintech Platforms for Speed, Scale & Compliance

Transforming SBA Loans with AI and Fintech Innovation

Reengineering Payment Systems for Performance and Compliance

Why Choose 10decoders?

Proven experience in lending, payments, and compliance

Accelerated delivery with reusable fintech components

Expertise in scalable, secure, and compliant builds

Agile teams with product-first thinking

Trusted by global fintechs - from MVPs to large-scale rollouts

Let’s Build the Future of Fintech

Fintech success requires more than code — it demands precision, scalability, and deep domain understanding. At 10decoders, we bring smart engineering and strategic insight to deliver meaningful, future-ready platforms.

Fintech success requires more than code it demands precision, scalability, and deep domain understanding. At 10decoders, we bring smart engineering and strategic insight to deliver meaningful, future-ready platforms.

Partner with us to create fintech solutions that drive impact. Book your consultation today.

Contact

+1 (314) 350-4033

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