Crafting Next-Gen Fintech Platforms with Precision Engineering
Clients Who Trust Us






Key Facts about 10decoders
120M+
Transactions powered with precision and trust
9K+
Fintech users rely on our platforms daily
20+
Financial products built and scaled with us.
$8B+
 In digital payments secured end-to-end
Launch Fintech That Moves Fast and Grows Without Breaking
Rethink financial technology with seamless integrations, real-time intelligence, and scalable platforms built by experts who understand both complex systems and evolving market needs. 10decoders helps fintech companies develop secure, agile, and innovation driven software that drives growth, compliance, and customer trust.

Smarter Solutions Engineered by 10decoders
Build unified, data-rich ecosystems with integration strategies that eliminate silos, reduce friction, and power real-time financial operations.

KYX — Know Your Customer, Partner, or Business
Fast-track onboarding with digital identity verification and automated compliance.
Customer Onboarding
Digitize onboarding for individuals, partners, and businesses.
Digital ID Verification
Biometric checks, document scans, and instant validation.
KYC/KYB Compliance
Automate verification, watchlist screening, and audit trails.

AML — Anti-Money Laundering
Monitor, detect, and block financial crime in real-time.
Transaction Monitoring
Flag suspicious activity with smart anomaly detection.
Sanctions & PEP Screening
Automate checks against global sanctions and PEP lists.
Watchlist Screening
Stay compliant with dynamic watchlist updates.

Lending
Transform lending with automated, flexible workflows.
Loan Origination & Management
Automate applications, scoring, and servicing.
Disbursement & Fulfillment
Securely disburse funds and manage compliance end-to-end.
Forgiveness
Support flexible repayment, forgiveness, and custom terms.

Neo Banking & APIs
Launch digital-first banks with cloud-native APIs and modern banking tools.
Digital Onboarding & Mobile Wallets
Enable instant sign-ups and mobile wallet access.
E-Accounts & Deposits
Offer e-accounts, savings, and deposits natively.
Card Issuance
Launch and manage prepaid or debit cards seamlessly.

Payments & Cards
Power payments, cards, and cross-border remittance effortlessly.
Prepaid Cards
Issue secure cards for diverse customer needs.
Cross-Border Remittance
Enable fast, cost-effective global money transfers.
Open Banking & Payment Reporting
Connect accounts securely with clear payment insights.

Risks & Controls
Stay ahead of threats and regulatory changes with proactive risk management.
Fraud Detection & Prevention
Detect and stop fraud in real-time.
AML Monitoring
Monitor and block suspicious money flows continuously.
Regulatory Compliance Management
Automate reporting and policy adherence confidently.

KYX — Know Your Customer, Partner, or Business
Modernize onboarding with intelligent identity and compliance automation.
Digital Onboarding
 Streamline onboarding for customers, partners, and businesses using paperless, cloud-native workflows.
Smart ID Verification
Leverage biometrics, document scanning, and AI-driven checks for real-time validation at scale.
Automated KYC/KYB Compliance
Integrate watchlist screening, risk scoring, and audit trails into agile, enterprise-ready workflows.

AML — Anti-Money Laundering
Transform financial crime detection with AI and real-time intelligence.
Real-Time Transaction Monitoring
Detect and flag suspicious activity using adaptive anomaly detection powered by machine learning.
Sanctions & PEP Screening
 Automate continuous screening against global sanctions and politically exposed persons lists.
Dynamic Watchlist Updates
 Stay compliant with real-time sync of watchlists across jurisdictions.

Lending
Digitally transform lending with scalable, automated infrastructure.
Loan Origination & Management
Modernize application processing, credit scoring, and loan servicing with end-to-end automation.
Disbursement & Compliance
Securely disburse loans with inbuilt compliance and audit mechanisms.
Flexible Forgiveness Options
Support personalized repayment terms and forgiveness models with configurable workflows.

Neo Banking & APIs
Build next-gen digital banks with modular, cloud-native platforms.
Instant Digital Onboarding & Wallets
Enable frictionless customer sign-ups and wallet creation through mobile-first design.
E-Accounts & Deposit Services
 Offer savings, e-accounts, and deposits via API-integrated platforms.
Card Issuance & Management
Launch, manage, and scale card programs with end-to-end digital infrastructure.

Payments & Cards
Modernize payment systems with global reach and real-time processing.
Prepaid & Digital Cards
 Issue secure, customizable cards with embedded compliance and lifecycle management.
Cross-Border Remittance
Deliver fast, cost-efficient money movement with transparent tracking and settlement.
Open Banking & Reporting APIs
 Integrate securely with third-party platforms while offering real-time payment analytics and compliance-ready reports.

Risks & Controls
Enhance enterprise resilience with intelligent risk and compliance tools.
Fraud Detection & Prevention
Leverage AI and behavior analytics to stop fraud before it happens.
Continuous AML Monitoring
Monitor transactions and entities in real-time with adaptive rule engines.
Regulatory Compliance Management
 Automate policy updates, audit logs, and regulatory reporting across markets.
Challenges in Fintech Innovation
Turn fragmentation into opportunity. Combat disjointed platforms, regulatory uncertainty, and data silos by engineering fintech solutions built for speed, scale, and trust.

Disjointed Legacy Systems
Siloed systems limit agility and slow down digital transformation across critical financial services.
Fragmented Financial Data
Regulatory & Compliance Pressure
Constantly shifting guidelines from RBI, SEBI, and global standards increase compliance complexity.
High Onboarding & Verification Friction
Manual KYC/AML processes create bottlenecks, increase drop-offs, and reduce conversion rates.
Scaling Infrastructure Without Downtime
Growing user bases and transaction volumes demand resilient, cloud-native architectures.
Security Vulnerabilities in Rapid Development
Fast product rollouts often lack secure-by-design practices, exposing systems to financial threats.
Benefits of Partnering with 10decoders
Fuel fintech innovation with platforms engineered for resilience and results. From backend efficiency to front-end agility, we help you grow with confidence and clarity.

Agile & Scalable Fintech Infrastructure
Launch fast and scale with confidence using reusable components, DevSecOps practices, and microservices-based architectures built for innovation.

End-to-End Fintech Synergy
Break down silos by connecting core financial services into a single, seamless ecosystem.

Intelligent Onboarding & Financial Insights
Accelerate user onboarding with AI-driven personalization and leverage real time dashboards for smarter lending, risk assessment, and performance monitoring.

Compliant by Design
Build platforms that are audit-ready from the ground up, adhering to RBI, SEBI, and global regulatory standards with secure, traceable workflows.
Engineering Fintech Platforms for Speed, Scale & Compliance
Why Choose 10decoders?
Proven experience in lending, payments, and compliance
Accelerated delivery with reusable fintech components
Expertise in scalable, secure, and compliant builds
Agile teams with product-first thinking
Trusted by global fintechs - from MVPs to large-scale rollouts
Let’s Build the Future of Fintech
Fintech success requires more than code — it demands precision, scalability, and deep domain understanding. At 10decoders, we bring smart engineering and strategic insight to deliver meaningful, future-ready platforms.
Fintech success requires more than code it demands precision, scalability, and deep domain understanding. At 10decoders, we bring smart engineering and strategic insight to deliver meaningful, future-ready platforms.
Partner with us to create fintech solutions that drive impact. Book your consultation today.

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+1 (314) 350-4033

You can also email us directly at
contact@10decoders.com
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